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Salary Tax Calculator

Calculate your take-home salary after income tax and deductions. Plan your finances better.

Salary Components

LTA, Special Allowance, etc.

Deductions

Default: ₹50,000

PPF, ELSS, LIC, etc. (Max: ₹1.5L)

State-specific tax (Max: ₹2,500/year)

Monthly Take-Home Salary
₹0
Annual: ₹0

Salary Breakdown

Gross Salary₹0
Standard Deduction- ₹50,000
Section 80C- ₹1,50,000
Professional Tax- ₹2,400
Taxable Income₹0
Income Tax (with cess)₹0
Monthly Tax: ₹0

Monthly Breakdown

Gross Salary₹0
Income Tax- ₹0
Professional Tax- ₹200
Net Salary₹0

Understanding Salary Components

Key elements of your salary structure

Basic Salary

The fixed component of your salary, typically 40-50% of CTC. It forms the base for calculating other components like HRA, PF, and gratuity.

HRA (House Rent Allowance)

Tax-exempt allowance for employees living in rented accommodation. Exemption is the minimum of: actual HRA, 50% of basic (metro) or 40% (non-metro), or rent minus 10% of basic.

Section 80C

Tax-saving investments up to ₹1.5 lakh per year. Includes PPF, ELSS, EPF, life insurance premiums, home loan principal, NSC, and more.