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Income Tax Calculator

Compare Old vs New Tax Regime for AY 2026-27. Find out which regime saves you more tax.

Income Details

Only applicable for Old Tax Regime

New Tax Regime Benefits:

  • Lower tax rates
  • Higher basic exemption (₹3 lakh)
  • No deductions required

Old Tax Regime

Taxable Income₹8,50,000
Tax Amount₹0

New Tax Regime

Taxable Income₹10,00,000
Tax Amount₹0
Recommended
New Tax Regime
Save ₹0

Both regimes result in the same tax

Tax Regime Comparison

Understanding Old vs New Tax Regime in India

Old Tax Regime

  • Allows deductions under 80C, 80D, HRA, etc.
  • Basic exemption: ₹2.5L (below 60), ₹3L (60-80), ₹5L (above 80)
  • Higher tax rates but lower taxable income
  • Best for those with significant deductions

New Tax Regime

  • No deductions allowed (few exceptions)
  • Basic exemption: ₹3 lakh for all age groups
  • Lower tax rates across all slabs
  • Simpler calculation, best for salaried individuals